Terms and Conditions

Acceptance of Terms

By accessing and using the services provided by zelthykaloriva.com, you accept and agree to be bound by the terms and provision of this agreement. These terms apply to all visitors, users, and others who access or use our financial planning services.

Services Description

zelthykaloriva.com provides financial planning consultation services, including investment advice, portfolio analysis, and financial strategy development. Our services are provided as one-time consultations ranging from $200 to $1000 AUD.

User Responsibilities

You agree to provide accurate, current, and complete information during the consultation process. You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account.

Financial Advice Disclaimer

Our services constitute general financial advice only. We recommend that you consider your personal circumstances before acting on any recommendations. Past performance is not indicative of future results.

Payment Terms

Payment is required prior to consultation delivery. All fees are quoted in Australian Dollars and are non-refundable once services have been delivered.

Limitation of Liability

zelthykaloriva.com shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our services.

Governing Law

These terms are governed by the laws of New South Wales, Australia. Any disputes will be resolved in the courts of New South Wales.

Contact Information

For questions regarding these terms, contact us at info@zelthykaloriva.com or +61 2 849 6543.